Qualifying for a unsecured loan can be particularly tricky in the event that you’ve filed bankruptcy within the past. If your bankruptcy happens to be released for at the very least 12 months, LendingPoint may be happy to make use of you.
LendingPoint provides loans to borrowers in 49 states and Washington, DC with credit ratings as low at 585. Qualified candidates can borrow as much as $25,000 and interest levels begin at 15.49per cent as much as 35.99percent.
Reduced credit scores accepted as it was discharged at least 12 months ago if you satisfy other qualification criteria
Past bankruptcy isn’t necessarily a deal killer as long
No prepayment penalty is applicable should you want to spend your loan off early
Lower optimum loan quantity compared to other loan providers
Origination charges is as high as 6%, with respect to the state in your geographical area
Greater rates of interest set alongside the APR you could be provided somewhere else with better credit
Other important info:
- Minimum/maximum amount it is possible to borrow: $2,000 to $25,000
- APR range: 15.49%–35.99%
- Charges: LendingPoint costs origination fees as high as 6%. Continue reading “LendingPoint: most useful Post-Bankruptcy Personal Loan”